The Fifth Third Bank is one of the biggest consumer banks in the Midwest with over 1,000 branches and is headquartered in Cincinnati, Ohio. If you currently bank with Fifth Third or plan to do business with someone who does it’ll help to know the bank’s routing number.
Things that can require you to know your routing number:
- Sending money
- Completing a wire transfer
- Setting up direct deposit with your employer
What Is Fifth Third Bank’s Routing Number?
Fifth Third Bank’s routing number is 042000314 for incoming wire transfers. However, you’ll have to use the routing number associated with your state/region for all other transfer services. Use the table below to find the region in which you opened your account with this bank.
Fifth Third Bank Routing Number by State
Fifth Third is unlike many banks in the sense that they don’t use one uniform routing number. Instead they use multiple routing numbers to serve customers across different areas.
What is a Routing Number?
Routing numbers, or an ABA Routing Transit Number are used to provide banks with an accurate method of transferring money between themselves. They are numerical codes that function as an “address” for banks.
“For example, the first four digits are determined by the location of the bank and the Federal Reserve used to process customer’s payments. The “25” in the routing number corresponds to the Federal Reserve Bank in Richmond, Virginia. The next four digits are unique to the financial institution, and the 9th digit is the checksum (number used to verify data).” (Source)
Wire transfers and direct deposits require a routing number, and you always need to enter it accurately. If the number is incorrect, your money can end up in the wrong place. Large banks often have more than one routing number based on their locations.
How to Find Fifth Third Bank Routing Number
Below is a list of multiple places you can fid your routing number.
- Bottom left corner of check
- Bank monthly statement and e-statement
- Calling your bank (The Fifth Third number is 1-800-972-3030)
- Your bank’s website
- Online banking portal or mobile app
- The Federal Reserve’s Banks E-Payments Routing Directory
Follow these instructions to find your routing number via Fifth Third’s online banking:
- Log in and from the home screen tap your checking account.
- Tap the three dot menu in the upper right corner.
- Tap “View Account/Routing Numbers.”
Frequently Asked Questions
Fifth Third’s Routing/ABA Number (042000314) Fifth Third’s address: 38 Fountain Square Plaza Cincinnati, Ohio 45263. 24/7 Services: 1-800-972-3030
The SWIFT code for Fifth Third Bank is FTBCUS3CXXX.
Routing numbers will always be nine digits long and can be found in the bottom left corner of a check.
No. Depending on your state and region your Fifth Third Bank routing number will be different.
There’s no one-size-fits-all answer to this question, as the best bank for you depends on your specific financial needs and goals. However, Fifth Third Bank is a reputable and well-established institution that offers a wide range of products and services that could suit many people. In terms of customer satisfaction, Fifth Third ranked sixth out of 12 large banks in the 2019 J.D. Power U.S. Retail Banking Satisfaction Study. And according to the most recent data from the Federal Deposit Insurance Corporation (FDIC), it had a 0.26% rate of customer complaints in 2018 – lower than the industry average of 0.57%. So if you’re looking for a big bank with a good track record
Answer: The minimum deposit for Fifth Third Bank is $25. This is for a new account. If you are opening an account with Fifth Third Bank, you will need to deposit at least $25 into the account. However, this is just the minimum amount that you will need to deposit. You can actually deposit more money into the account if you would like. It is ultimately up to you how much money you want to put into your account. Just keep in mind that the $25 is the bare minimum that you will need to get started with a new account at Fifth Third Bank.
Answer: Thanks for asking! I couldn’t find an exact limit on Fifth Third’s website, but from what I’ve seen, it looks like their daily spending limit is around $5,000. This may vary depending on the account type and other factors, so it’s always best to check with your bank directly to be sure. In general, though, Fifth Third seems to be pretty generous with their daily spending limits. Hope this helps!
About Fifth Third Bank
Fifth Third traces its origin to The Bank of the Ohio Valley that opened in June 1858 on Third Street between Vine and Walnut Streets in Houston’s financial district. Founded by William W. Scarborough, the bank was the city’s first bank.
During the late 1800s and early 1900s, Cincinnati banks were often opening and closing due to the absence of the Federal Reserve System. Over the course of this period, Fifth Third acquired numerous banks such as Queen City National Bank, Market National Bank, Union Savings Bank and Trust, and Third National Bank.
The Fifth Third Bancorp family of companies, with more than 20,000 employees and more than 1,200 banking centers in 10 states, is proud of its heritage to work hard to improve the lives of its customers, communities and employees.