The Navy Federal Credit Union is a not-for-profit financial institution with over 10 million members, specializing in serving military, veterans and their families. If you currently bank with Navy Federal or plan to do business with someone who does it’ll help to know the bank’s routing number.
Things that can require you to know your routing number:
- Sending money
- Completing a wire transfer
- Setting up direct deposit with your employer
Navy Federal Routing Number by State
| State | Routing Number |
| Alabama | 256074974 |
| Alaska | 256074974 |
| Arizona | 256074974 |
| Arkansas | 256074974 |
| California | 256074974 |
| Colorado | 256074974 |
| Connecticut | 256074974 |
| Delaware | 256074974 |
| District of Columbia | 256074974 |
| Florida | 256074974 |
| Georgia | 256074974 |
| Hawaii | 256074974 |
| Idaho | 256074974 |
| Illinois | 256074974 |
| Indiana | 256074974 |
| Iowa | 256074974 |
| Kansas | 256074974 |
| Kentucky | 256074974 |
| Louisiana | 256074974 |
| Maine | 256074974 |
| Maryland | 256074974 |
| Massachusetts | 256074974 |
| Michigan | 256074974 |
| Minnesota | 256074974 |
| Mississippi | 256074974 |
| Missouri | 256074974 |
| Montana | 256074974 |
| Nebraska | 256074974 |
| Nevada | 256074974 |
| New Hampshire | 256074974 |
| New Jersey | 256074974 |
| New Mexico | 256074974 |
| New York | 256074974 |
| North Carolina | 256074974 |
| North Dakota | 256074974 |
| Ohio | 256074974 |
| Oklahoma | 256074974 |
| Oregon | 256074974 |
| Pennsylvania | 256074974 |
| Rhode Island | 256074974 |
| South Carolina | 256074974 |
| South Dakota | 256074974 |
| Tennessee | 256074974 |
| Texas | 256074974 |
| Utah | 256074974 |
| Vermont | 256074974 |
| Virginia | 256074974 |
| Washington | 256074974 |
| West Virginia | 256074974 |
| Wisconsin | 256074974 |
| Wyoming | 256074974 |
What is a Routing Number?
A routing number, or an ABA Routing Transit Number is a unique nine-digit code that acts as an “address” for a bank. Routing numbers are used to allow the transfer of money between financial institutions to be accurate.
“For example, the first four digits are determined by the location of the bank and the Federal Reserve used to process customer’s payments. The “25” in the routing number corresponds to the Federal Reserve Bank in Richmond, Virginia. The next four digits are unique to the financial institution, and the 9th digit is the checksum (number used to verify data).” (Source)
This is why it’s important you enter your routing number correctly when engaging in wire transfers or direct deposits. If the routing number is wrong your money can end up going to the wrong place.
Large banks often have multiple routing numbers depending on the location of the physical bank in a given city or state.
Related:
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PNC Bank Routing Number
Grow Financial Routing Numbers
How to Find Navy Federal Routing Number
Below is a list of multiple places you can fid your routing number.
- Bottom left corner of check
- Bank monthly statement and e-statement
- Calling your bank (The Navy Federal number is 1-888-842-6328.)
- Your bank’s website
- Online banking portal or mobile app
- The Federal Reserve’s Banks E-Payments Routing Directory
Navy Federal App
Follow these instructions to find your routing number on the Navy Federal mobile app:
- Sign In
- Click the “🔎” at the top right
- Click Our Routing Number
Wire Transfers
Navy Federal, unlike other banks does not use a Swift code for international wire transfers.
Instead they use the same routing number for both domestic and international wire transfers. That routing number is: 256074974.
This not typical, so please confirm with your banking institution before making a wire transfer.
Frequently Asked Questions
Navy Federal’s Routing/ABA Number (256074974) Navy Federal’s address: 820 Follin Lane SE, Vienna, VA 22180. 24/7 Services: 1-888-842-6328
NFCUUS33XXX BIC / SWIFT Code – Navy Federal Credit Union, Follin Lane, Vienna, VA, United States.
Routing numbers will always be nine digits long and can be found in the bottom left corner of a check.
Yes they are the same. No matter your city or state, Navy Federal’s routing number is 256074974.