Belk Credit Card Login, Payment & Customer Service

Below, on this page you will discover information about the Belk credit card login, making payments, reaching customer service, rewards program and how to apply. Read on, whether you’re a current Belk credit card holder or someone interested in signing up.

Note: Synchrony Bank will be the one who issues your Belk credit card and the company that will handle customer service.

Online Account Access

Don’t have an account? You can apply here for the Belk card.

Customer Service – Questions and Pay By Phone

The number to call for Destiny customer service regarding questions and for payments is 1-800-669-6550.

Credit Card Payment Address

Belk Credit Card
PO Box 530940
Atlanta, GA 30353-0940

Belk Card Member Benefits & Features

  • Extra 20% off almost everything sold by Belk
  • Earn $10 bonus when you make your first purchase with a new Belk card
  • Rewards for Belk Purchases
    • Earn 3% in rewards when you spend $0-$599
    • Earn 4% in rewards when you spend $600=$1,499
    • Earn 5% in rewards when you spend $1,500+
  • 2% cash back on grocery and gas purchases
  • 1% cash back on all non-Belk purchases

Is the Belk Credit Card Right For You?

There are a few things to consider when deciding whether or not to get the Belk credit card. First, think about how often you shop at Belk. If you’re a frequent shopper, you may be able to take advantage of the card’s rewards program, which offers points for every purchase that can be redeemed for discounts and exclusive deals.

Second, consider your financial situation. If you already have a lot of debt, it may not be wise to take on another line of credit. Finally, research the terms and conditions of the card before making a decision. Make sure you understand all the fees and interest rates associated with the card so that you can make an informed decision. Ultimately, only you can decide whether or not the Belk credit card is right for you.

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Time needed: 5 minutes.

How to Login to Your Belk Cardholder Account

  1. Visit

  2. Enter Your Username

    belk credit card login username

  3. Enter Your Password

    belk credit card login password

  4. Click Secure Login

Frequently Asked Questions

How much is the Belk credit card limit?

There’s no one answer to this question since credit limits can vary based on individual creditworthiness. However, the average Belk credit card limit is around $1,000. So if you’re looking for a ballpark figure, that’s a good place to start.

Of course, your actual credit limit will depend on a number of factors, including your income, debt-to-income ratio, and payment history. So if you have a strong financial profile, you could potentially qualify for a higher limit. Conversely, if you have some negative marks on your credit report (late payments, high balances), you might get approved for a lower limit.

Is Belk a good card?

The Belk credit card can be a good option for some people. It offers a few different perks, such as cash back rewards and special financing options. Plus, it doesn’t have an annual fee, which can save you money in the long run. So if you’re looking for a no-frills credit card with some decent benefits, the Belk card could be worth considering.

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