Destiny Credit Card Login, Payment & Customer Service

On this page you can find information about the Destiny credit card login, making payments, reaching customer service, rewards program and how to apply. Read on, whether you’re a current Destiny credit card holder or someone interested in signing up.

Note: Destiny Mastercard is issued by First Electronic Bank.

Online Account Access

Don’t have an account? You can sign up here for the Destiny card.

Customer Service – Questions and Pay By Phone

The number to call for Destiny customer service regarding questions and for payments is 1-844-222-5695.

Credit Card Payment Address

Destiny Card / Genesis FS Card Services
PO Box 23030
Columbus, GA 31902-3030

Destiny Card Member Benefits & Features

  • Earn 1.5% cashback rewards for all of your eligible purchases!
  • $0 Fraud Liability for unauthorized use offers you peace of mind
  • No security deposit required
  • Nationwide acceptance

Additional Rates & Fees

Annual Fee: $75 the first year; $99 thereafter

Regular Purchase APR: 24.9%

Late Fee: Up to $40

Is the Destiny Credit Card Right For You?

I don’t think there’s a definitive answer to this question – it really depends on your individual circumstances. The destiny credit card does have some okay perks, like small foreign transaction fees and a 1.5% cash back. But it also has a pretty high annual fee, so you need to make sure that you’re going to use the card enough to justify that fee.

There are a few factors you should consider when trying to decide if the destiny credit card is right for you. First, do you travel often? If so, the low foreign transaction fee perk could save you some money. Second, do you spend enough on everyday purchases that you would be able to take advantage of the rewards program?

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Time needed: 5 minutes.

How to Login to Your Destiny Cardholder Account

  1. Visit

  2. Enter Your Username

    destiny credit card login username

  3. Enter Your Password

    destiny credit card login pasword

  4. Click Log In

Frequently Asked Questions

How much is the destiny credit card limit?

There is no set credit limit for the Destiny Card, as it varies depending on each individual applicant’s credit history and score. Typically, the card has a limit of anywhere from $1,000 to $10,000. However, there are reports of some cardholders having limits as high as $25,000.

Does destiny card give credit increases?

You cannot get a Destiny Card credit limit increase. Currently, the issuer doesn’t accept requests for credit limit increases

Is destiny a good card?

The Destiny credit card is not the best choice for most people due to it’s high annual fee and 24.9% APR. The Destiny card is suppose to help people with bad credit improve their score but there are simply better and cheaper options out there.

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