
Continue reading to learn about the Sam’s Club credit card login, making payments, reaching customer service, rewards program and how to apply. Read on, whether you’re a current Sam’s Club cardholder or someone interested in signing up.
Note: Synchrony Bank is the proud issuer of the Sam’s Club credit card and handles all of the services listed below for the card.
Online Account Access
Don’t have an account? You can apply here for the Sam’s Club credit card.
Sam’s Club Customer Service – Questions and Pay By Phone
If you need assistance or wish to pay by phone reference the contact information below.
Customer Care
Mastercard: 1-866-220-0254
Store card: 1-800-964-1917
Credit Card Payment Address
Sam’s Club Mastercard
P.O. Box 960013
Orlando, FL 32896-0013
Sam’s Club Store Credit Card
P.O. Box 530942
Atlanta, GA 30353-0942
Sam’s Club Card Member Benefits & Features
- Earn 5% on gas
- Earn 3% on Sam’s Club purchases
- Earn 3% on dining and takeout
- Earn 1% on any other purchase
Additional perks:
- No annual fee
- Receive $30 statement credit when you open an account and make a purchase of $30 or more
- Maximum of $5,000 in Cash Back rewards can be earned in a calendar year
APR on Purchases
17.15% – 25.15% (V)

Is the Sam’s Club Card Right For You?
If you’re looking for a new credit card, you might be wondering if the Sam’s Club Mastercard is a good option. After all, who doesn’t love a good bulk discount? However, there are a few things to consider before you sign up for this card. For starters, the interest rate is on the high side.
So, if you carry a balance from month to month, you’ll end up paying more in interest charges than you would with a lower-rate card.
It also offers a variety of benefits, including cash back on purchases, no annual fee, and a 0% introductory APR on balance transfers and purchases.
So, if you’re a frequent shopper at Sam’s Club, this card could help you save money. Ultimately, whether or not the Sam’s Club Mastercard is a good fit for you will depend on your individual financial situation and spending habits.
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Sam’s Club Credit Card Login
If you already have the credit card you can follow this simple guide to logging in to your online account.
Time needed: 5 minutes.
How to Login to Your Sam’s Club Credit Card Account
- Visit the login page
- Enter Your User ID
- Enter Your Password
- Click Secure Login
Note: If you are locked out of your account because you forgot your either your username or password visit those links to reset your information.
How to Apply for the Sam’s Club Credit Card
Applying for a credit card can feel like a daunting task. But don’t worry, we’re here to help! To apply for the Sam’s Club credit card, simply gather the following information: your Social Security number, income and employment information, and a government-issued ID. Once you have everything you need, just go to creditcards.samsclub.com and fill out the online application. It’s that easy!
Once you’ve submitted the application, a representative will review it and get back to you within a few days. If you’re approved, you’ll receive your new credit card in the mail within a week or two.
And with your new credit card, you’ll enjoy all the benefits of being a Sam’s Club member, like exclusive savings and access to special financing offers. So what are you waiting for? Apply today!
How to Pay Your Sam’s Club Credit Card Balance
There are a few different ways that you can pay your Sam’s Club card balance. You can either pay online, by phone, or by mail. If you want to pay online, you will need to log in to your account and go to the “Payment” section.
From there, you will be able to enter your payment information.
If you would prefer to pay by phone, you can call customer service at 1-866-220-0254 and they will assist you.
Finally, if you would like to pay by mail, you can send your payment to the following address: Sam’s Club Credit Card Services, P.O. Box 960013 Orlando, FL 32896-0013.
Whichever method you choose, be sure to make your payment before the due date to avoid any late fees.
Ways to Make Your Sam’s Club Card Payments
- Online Portal
- Automatic Payments
- By Phone
- By Mail