Surge Credit Card Login, Payment & Customer Service

Below you will find key information about the Surge credit card login, making payments, reaching customer service, rewards program and how to apply. Read on, whether you’re a current Surge credit card holder or someone interested in signing up.

Note: Surge credit card is issued by Celtic Bank on behalf of Continental Finance, and that Celtic Bank provides all of the above services on behalf of Continental Finance / Surge Mastercard.

Online Account Access

Don’t have an account? You can sign up here for the Surge card.

Customer Service – Questions and Pay By Phone

The number to call for Surge customer service regarding questions and for payments is 1-800-518-6142.

Credit Card Payment Address

Surge Card
P.O. Box 6812
Carol Stream, IL 60197-6812

Surge Card Member Benefits & Features

  1. Unsecured Card Access: You can qualify for an unsecured credit card with a credit line of $300 to $1,000
  2. Initial credit limit up to $1,000 doubles up to $2,000
  3. Reports to the Three Major Credit Bureaus
  4. Mastercard Zero Liability Protection

Is the Surge Credit Card Right For You?

The surge credit card is one of the most popular ways to improve your financial situation. It offers a variety of features that allow you to make the most of your money.

For starters, the surge credit card offers a 0% APR for 14 months on balance transfers and purchases. This means that you can save money on interest payments and use that money to pay down your debt more quickly. In addition, the surge credit card offers cash back rewards for every purchase you make.

These rewards can be used to offset the cost of future purchases or to simply make your life more affordable. Finally, the surge credit card comes with no annual fee, making it an excellent choice for those who are looking to improve their financial situation without paying any additional fees.

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How to Login to Your Surge Cardholder Account

  1. Visit

  2. Enter Your Username

    surge credit card login username

  3. Enter Your Password

  4. Click Log In

What is the annual fee for the Surge Mastercard?

The annual fee for the Surge credit card is $49.

This card has no interest rates and no annual fees for the first year. Thereafter, the annual fee is $49. The card also has a 0% intro APR on purchases and balance transfers for the first 12 months. After that, a variable APR, currently 16.99%, will apply. There is a 3% fee on balance transfers made within the first 12 months of account opening.

Yes, the Surge Credit Card does offer credit line increases to its cardholders. Initial credit limits can start at $1,000 and doubles up to $2,000.

In fact, if you keep your account in good standing and make your payments on time, you may be eligible for a credit limit increase without having to request it. So if you’re looking for a card that offers flexible credit limits and added purchasing power, the Surge Credit Card is definitely worth considering.

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